Always
try to maximize your insurance discounts and ask for them. Check with
your insurer and shop around before you make any final decision.
There are different ways to maximize discounts.
For example:
Many insurers offer
discounts for seniors or for families that have multiple drivers. If you try to consolidate your insurance
with one insurer by using the same insurance company to insure your
auto and
residential insurance, you may be eligible for multi-policy discounts
or customer loyalty discounts. Many insurers also offer
discounts for insuring multiple
vehicles on the same policy.
You may receive
discounts on your vehicle or home insurance if your home or vehicle is
equipped
with extra safety features. Check
with your insurance company for details.
Usually annual
insurance payments are
the most economical. On that way you will be able to save money on
additional administrative charges that add up with quarterly or monthly
billing.
Some insurance
companies also charge a much smaller fee
if
you have your
premium deducted automatically from a checking account every month.
Check with your insurance company.
With some
insurers, you will be able to
minimize your insurance cost by increasing your deductibles. This
means that accepting the portion of the risk for small losses, you
can save some money, which actually means, the higher your deductible,
the lower your
insurance premium.
It
pays to be well informed, know what you need
and want and also shop around. Click
here for more car insurance saving tips.
Many insurers offer
discounts for seniors or for families that have multiple drivers. If you try to consolidate your insurance
with one insurer by using the same insurance company to insure your
auto and
residential insurance, you may be eligible for multi-policy discounts
or customer loyalty discounts. Many insurers also offer
discounts for insuring multiple
vehicles on the same policy.